Health insurance, made clear
Marketplace and private health insurance options, with friendly, independent guidance from a local licensed agent.
You shouldn't need a medical degree to pick a plan
Choosing health insurance shouldn't take a spreadsheet and days of research. We help individuals, families, self-employed professionals and early retirees understand their options — in plain language, with no pressure.
Based in Palm Beach County and serving clients across Florida, we compare Marketplace and private health insurance around your needs, your doctors, your prescriptions and your budget. There's never a cost or obligation to review your options with us.
Marketplace or private health insurance?
Marketplace plans
Comprehensive health coverage for individuals and families through the ACA Marketplace. Depending on your household income, family size and other factors, you may qualify for savings that lower your monthly premium and other costs.
Marketplace plans cover essential health benefits and can't turn you down or charge you more because of a pre-existing condition.
Private health plans
Plans outside the Marketplace can offer other coverage choices. Benefits, doctor networks, eligibility and limitations vary from plan to plan.
Some private plans ask health questions or have exclusions, waiting periods or limits on pre-existing conditions — so it's important to review the details carefully before you enroll.
Want to see how both compare for you?
Schedule a No-Cost ConsultationMore than just the monthly premium
The cheapest premium isn't always the lowest cost. We'll walk you through how each of these affects your coverage and what you'll actually pay.
- Deductibles and out-of-pocket maximums
- Doctor and hospital networks
- Prescription drug coverage
- Benefits, limitations and exclusions
- Whether you qualify for Marketplace savings
- The plans available in your ZIP code
Need coverage now?
You may still have options outside the yearly Open Enrollment Period.
Let's explore your options
Schedule a no-cost consultation and we'll look at what's available to you — no pressure and no obligation.